/* Refund Policy Page Styles */
/* ========================== */

/* Breadcrumb Navigation */
.breadcrumb-nav {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(99, 102, 241, 0.1);
    padding: var(--space-4) 0;
    position: sticky;
    top: 0;
    z-index: var(--z-sticky);
  }
  
  .breadcrumb {
    margin: 0;
    padding: 0;
    background: none;
  }
  
  .breadcrumb-link {
    display: flex;
    align-items: center;
    gap: var(--space-2);
    color: var(--gray-600);
    text-decoration: none;
    transition: all var(--transition-fast);
  }
  
  .breadcrumb-link:hover {
    color: var(--primary-color);
    transform: translateX(2px);
  }
  
  .breadcrumb-item.active span {
    color: var(--primary-color);
    font-weight: 600;
  }
  
  /* Page Layout */
  .refund-policy-page {
    padding: 0 0 var(--space-20) 0;
  }
  
  /* Hero Section */
  .policy-hero {
    background: var(--primary-gradient);
    color: var(--white);
    padding: var(--space-20) 0;
    position: relative;
    overflow: hidden;
  }
  
  .policy-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: 
      radial-gradient(circle at 30% 30%, rgba(255, 255, 255, 0.1) 0%, transparent 50%),
      radial-gradient(circle at 70% 70%, rgba(255, 255, 255, 0.1) 0%, transparent 50%);
    animation: heroFloat 6s ease-in-out infinite alternate;
  }
  
  @keyframes heroFloat {
    from { opacity: 0.5; }
    to { opacity: 1; }
  }
  
  .hero-icon {
    width: 120px;
    height: 120px;
    margin: 0 auto var(--space-6);
    background: rgba(255, 255, 255, 0.15);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 3rem;
    box-shadow: var(--shadow-2xl);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    animation: iconPulse 3s ease-in-out infinite;
  }
  
  @keyframes iconPulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.05); }
  }
  
  .hero-title {
    font-size: clamp(2.5rem, 5vw, 4rem);
    font-weight: 900;
    margin-bottom: var(--space-4);
    text-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
    background: linear-gradient(135deg, var(--white) 0%, rgba(255, 255, 255, 0.8) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
  }
  
  .hero-subtitle {
    font-size: var(--text-xl);
    opacity: 0.9;
    margin-bottom: var(--space-8);
    line-height: 1.6;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
  }
  
  .hero-stats {
    display: flex;
    justify-content: center;
    gap: var(--space-8);
    flex-wrap: wrap;
  }
  
  .stat-item {
    display: flex;
    align-items: center;
    gap: var(--space-2);
    padding: var(--space-3) var(--space-4);
    background: rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-full);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    font-weight: 600;
    transition: all var(--transition-normal);
  }
  
  .stat-item:hover {
    background: rgba(255, 255, 255, 0.2);
    transform: translateY(-2px);
  }
  
  .stat-item i {
    font-size: var(--text-lg);
  }
  
  /* Quick Links */
  .quick-links {
    padding: var(--space-16) 0;
    background: rgba(255, 255, 255, 0.5);
  }
  
  .quick-links-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--space-4);
  }
  
  .quick-link-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: var(--space-6);
    background: var(--white);
    border-radius: var(--radius-2xl);
    text-decoration: none;
    color: var(--gray-700);
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(99, 102, 241, 0.1);
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
  }
  
  .quick-link-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--primary-gradient);
    opacity: 0;
    transition: opacity var(--transition-normal);
    z-index: -1;
  }
  
  .quick-link-card:hover::before {
    opacity: 0.05;
  }
  
  .quick-link-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-2xl);
    color: var(--primary-color);
    border-color: rgba(99, 102, 241, 0.3);
  }
  
  .quick-link-card i {
    font-size: 2.5rem;
    margin-bottom: var(--space-3);
    color: var(--primary-color);
    transition: all var(--transition-normal);
  }
  
  .quick-link-card:hover i {
    transform: scale(1.1);
    color: var(--primary-dark);
  }
  
  .quick-link-card span {
    font-weight: 600;
    font-size: var(--text-base);
  }
  
  /* Policy Content */
  .policy-content {
    padding: var(--space-20) 0;
  }
  
  .content-section {
    margin-bottom: var(--space-16);
    padding-bottom: var(--space-16);
    border-bottom: 2px solid rgba(99, 102, 241, 0.1);
    position: relative;
  }
  
  .content-section:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
  }
  
  .section-header {
    display: flex;
    align-items: center;
    gap: var(--space-4);
    margin-bottom: var(--space-8);
    position: relative;
  }
  
  .section-header h2 {
    margin: 0;
    font-size: var(--text-3xl);
    font-weight: 800;
    color: var(--gray-900);
    flex: 1;
  }
  
  .section-icon {
    width: 60px;
    height: 60px;
    background: var(--primary-gradient);
    color: var(--white);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--text-xl);
    box-shadow: var(--shadow-lg);
    position: relative;
  }
  
  .section-icon::after {
    content: '';
    position: absolute;
    top: -3px;
    left: -3px;
    right: -3px;
    bottom: -3px;
    background: inherit;
    border-radius: var(--radius-full);
    z-index: -1;
    opacity: 0.3;
    animation: pulse 3s infinite;
  }
  
  @keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.1); }
  }
  
  .section-content {
    position: relative;
  }
  
  .lead {
    font-size: var(--text-lg);
    font-weight: 500;
    color: var(--gray-700);
    line-height: 1.7;
    margin-bottom: var(--space-6);
  }
  
  /* Highlight Box */
  .highlight-box {
    display: flex;
    align-items: flex-start;
    gap: var(--space-4);
    padding: var(--space-6);
    background: rgba(245, 158, 11, 0.1);
    border: 1px solid rgba(245, 158, 11, 0.3);
    border-radius: var(--radius-xl);
    margin: var(--space-6) 0;
  }
  
  .highlight-box i {
    font-size: var(--text-2xl);
    margin-top: var(--space-1);
  }
  
  .highlight-box h4 {
    margin: 0 0 var(--space-2) 0;
    color: var(--gray-900);
    font-weight: 700;
  }
  
  .highlight-box p {
    margin: 0;
    color: var(--gray-700);
  }
  
  /* Coverage Grid */
  .coverage-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--space-4);
  }
  
  .coverage-item {
    display: flex;
    align-items: flex-start;
    gap: var(--space-4);
    padding: var(--space-6);
    border-radius: var(--radius-xl);
    transition: all var(--transition-normal);
    border: 2px solid transparent;
    position: relative;
    overflow: hidden;
  }
  
  .coverage-item.eligible {
    background: rgba(34, 197, 94, 0.05);
    border-color: rgba(34, 197, 94, 0.2);
  }
  
  .coverage-item.not-eligible {
    background: rgba(239, 68, 68, 0.05);
    border-color: rgba(239, 68, 68, 0.2);
  }
  
  .coverage-item.partial {
    background: rgba(245, 158, 11, 0.05);
    border-color: rgba(245, 158, 11, 0.2);
  }
  
  .coverage-item:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
  }
  
  .coverage-icon i {
    font-size: var(--text-xl);
  }
  
  .coverage-content h4 {
    margin: 0 0 var(--space-2) 0;
    font-weight: 700;
    color: var(--gray-900);
  }
  
  .coverage-content p {
    margin: 0;
    color: var(--gray-600);
    font-size: var(--text-sm);
    line-height: 1.5;
  }
  
  /* Process Steps */
  .process-steps {
    display: flex;
    flex-direction: column;
    gap: var(--space-6);
  }
  
  .step-item {
    display: flex;
    align-items: flex-start;
    gap: var(--space-6);
    padding: var(--space-6);
    background: var(--white);
    border-radius: var(--radius-2xl);
    box-shadow: var(--shadow-md);
    border: 1px solid rgba(99, 102, 241, 0.1);
    transition: all var(--transition-normal);
    position: relative;
  }
  
  .step-item:hover {
    transform: translateX(8px);
    box-shadow: var(--shadow-xl);
    border-color: rgba(99, 102, 241, 0.3);
  }
  
  .step-number {
    width: 60px;
    height: 60px;
    background: var(--primary-gradient);
    color: var(--white);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--text-xl);
    font-weight: 900;
    box-shadow: var(--shadow-lg);
    flex-shrink: 0;
  }
  
  .step-content {
    flex: 1;
  }
  
  .step-content h4 {
    margin: 0 0 var(--space-3) 0;
    font-weight: 700;
    color: var(--gray-900);
    font-size: var(--text-lg);
  }
  
  .step-content p {
    margin: 0 0 var(--space-4) 0;
    color: var(--gray-600);
    line-height: 1.6;
  }
  
  .step-actions {
    margin-top: var(--space-4);
  }
  
  .evidence-tips,
  .review-timeline {
    margin-top: var(--space-3);
  }
  
  .evidence-tips small,
  .review-timeline small {
    display: flex;
    align-items: center;
    gap: var(--space-2);
  }
  
  /* Timeline Grid */
  .timeline-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--space-6);
  }
  
  .timeline-item {
    text-align: center;
    padding: var(--space-6);
    background: var(--white);
    border-radius: var(--radius-2xl);
    box-shadow: var(--shadow-md);
    border: 1px solid rgba(99, 102, 241, 0.1);
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
  }
  
  .timeline-item::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--primary-gradient);
    opacity: 0;
    transition: opacity var(--transition-normal);
    z-index: -1;
  }
  
  .timeline-item:hover::before {
    opacity: 0.05;
  }
  
  .timeline-item:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: rgba(99, 102, 241, 0.3);
  }
  
  .timeline-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto var(--space-4);
    background: var(--primary-gradient);
    color: var(--white);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--text-2xl);
    box-shadow: var(--shadow-lg);
  }
  
  .timeline-content h4 {
    margin: 0 0 var(--space-2) 0;
    font-weight: 800;
    color: var(--primary-color);
    font-size: var(--text-2xl);
  }
  
  .timeline-content p {
    margin: 0;
    color: var(--gray-600);
    font-size: var(--text-sm);
    font-weight: 500;
  }
  
  /* Accordion Styles */
  .accordion {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(99, 102, 241, 0.1);
  }
  
  .accordion-item {
    border: none;
    border-bottom: 1px solid rgba(99, 102, 241, 0.1);
  }
  
  .accordion-item:last-child {
    border-bottom: none;
  }
  
  .accordion-header h3 {
    margin: 0;
  }
  
  .accordion-button {
    background: var(--white);
    border: none;
    padding: var(--space-6);
    font-weight: 600;
    color: var(--gray-900);
    font-size: var(--text-base);
    transition: all var(--transition-fast);
    position: relative;
  }
  
  .accordion-button:not(.collapsed) {
    background: rgba(99, 102, 241, 0.05);
    color: var(--primary-color);
    box-shadow: none;
  }
  
  .accordion-button:focus {
    box-shadow: 0 0 0 0.25rem rgba(99, 102, 241, 0.25);
    border: none;
  }
  
  .accordion-button::after {
    background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%236366f1'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e");
    transition: transform var(--transition-fast);
  }
  
  .accordion-button:not(.collapsed)::after {
    transform: rotate(180deg);
  }
  
  .accordion-body {
    padding: 0 var(--space-6) var(--space-6) var(--space-6);
    color: var(--gray-600);
    line-height: 1.7;
  }
  
  /* Contact Section */
  .contact-section {
    background: rgba(99, 102, 241, 0.03);
    border-radius: var(--radius-3xl);
    padding: var(--space-12);
    margin-top: var(--space-8);
  }
  
  .contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--space-6);
    margin-bottom: var(--space-8);
  }
  
  .contact-card {
    text-align: center;
    padding: var(--space-8);
    background: var(--white);
    border-radius: var(--radius-2xl);
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(99, 102, 241, 0.1);
    transition: all var(--transition-normal);
    position: relative;
    overflow: hidden;
  }
  
  .contact-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--primary-gradient);
    opacity: 0;
    transition: opacity var(--transition-normal);
    z-index: -1;
  }
  
  .contact-card:hover::before {
    opacity: 0.05;
  }
  
  .contact-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-2xl);
    border-color: rgba(99, 102, 241, 0.3);
  }
  
  .contact-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto var(--space-4);
    background: var(--primary-gradient);
    color: var(--white);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--text-2xl);
    box-shadow: var(--shadow-lg);
  }
  
  .contact-card h4 {
    margin: 0 0 var(--space-3) 0;
    font-weight: 700;
    color: var(--gray-900);
  }
  
  .contact-card p {
    margin: 0 0 var(--space-6) 0;
    color: var(--gray-600);
    font-size: var(--text-sm);
  }
  
  .contact-note {
    display: flex;
    align-items: flex-start;
    gap: var(--space-3);
    padding: var(--space-6);
    background: rgba(99, 102, 241, 0.1);
    border-radius: var(--radius-xl);
    border: 1px solid rgba(99, 102, 241, 0.2);
  }
  
  .contact-note i {
    color: var(--primary-color);
    font-size: var(--text-xl);
    margin-top: var(--space-1);
  }
  
  .contact-note p {
    margin: 0;
    color: var(--gray-700);
    font-size: var(--text-sm);
    line-height: 1.6;
  }
  
  /* Bottom CTA */
  .bottom-cta {
    background: var(--primary-gradient);
    color: var(--white);
    padding: var(--space-20) 0;
    text-align: center;
    position: relative;
    overflow: hidden;
  }
  
  .bottom-cta::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: 
      radial-gradient(circle at 30% 30%, rgba(255, 255, 255, 0.1) 0%, transparent 50%),
      radial-gradient(circle at 70% 70%, rgba(255, 255, 255, 0.1) 0%, transparent 50%);
    animation: ctaFloat 8s ease-in-out infinite alternate;
  }
  
  @keyframes ctaFloat {
    from { opacity: 0.3; }
    to { opacity: 0.7; }
  }
  
  .bottom-cta h3 {
    font-size: var(--text-3xl);
    font-weight: 800;
    margin-bottom: var(--space-4);
    color: var(--white);
  }
  
  .bottom-cta p {
    font-size: var(--text-lg);
    opacity: 0.9;
    margin-bottom: var(--space-8);
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
  }
  
  .cta-buttons {
    display: flex;
    justify-content: center;
    gap: var(--space-4);
    flex-wrap: wrap;
  }
  
  .btn-outline-light {
    border-color: rgba(255, 255, 255, 0.3);
    color: var(--white);
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
  }
  
  .btn-outline-light:hover {
    background: rgba(255, 255, 255, 0.2);
    border-color: rgba(255, 255, 255, 0.5);
    color: var(--white);
    transform: translateY(-2px);
  }
  
  /* Responsive Design */
  /* ================= */
  
  @media (max-width: 768px) {
    .hero-stats {
      gap: var(--space-4);
    }
    
    .stat-item {
      padding: var(--space-2) var(--space-3);
      font-size: var(--text-sm);
    }
    
    .quick-links-grid {
      grid-template-columns: repeat(2, 1fr);
      gap: var(--space-3);
    }
    
    .quick-link-card {
      padding: var(--space-4);
    }
    
    .quick-link-card i {
      font-size: 2rem;
      margin-bottom: var(--space-2);
    }
    
    .quick-link-card span {
      font-size: var(--text-sm);
    }
    
    .section-header {
      flex-direction: column;
      text-align: center;
      gap: var(--space-3);
    }
    
    .section-header h2 {
      font-size: var(--text-2xl);
    }
    
    .coverage-grid {
      grid-template-columns: 1fr;
      gap: var(--space-3);
    }
    
    .coverage-item {
      padding: var(--space-4);
    }
    
    .step-item {
      flex-direction: column;
      text-align: center;
      gap: var(--space-4);
    }
    
    .step-number {
      width: 50px;
      height: 50px;
      font-size: var(--text-lg);
    }
    
    .timeline-grid {
      grid-template-columns: repeat(2, 1fr);
      gap: var(--space-4);
    }
    
    .timeline-icon {
      width: 60px;
      height: 60px;
      font-size: var(--text-xl);
    }
    
    .timeline-content h4 {
      font-size: var(--text-xl);
    }
    
    .contact-grid {
      grid-template-columns: 1fr;
      gap: var(--space-4);
    }
    
    .contact-card {
      padding: var(--space-6);
    }
    
    .contact-icon {
      width: 60px;
      height: 60px;
      font-size: var(--text-xl);
    }
    
    .cta-buttons {
      flex-direction: column;
      align-items: center;
    }
    
    .cta-buttons .btn {
      width: 100%;
      max-width: 300px;
    }
    
    .policy-content {
      padding: var(--space-12) 0;
    }
    
    .policy-hero {
      padding: var(--space-12) 0;
    }
    
    .hero-title {
      font-size: clamp(2rem, 8vw, 3rem);
    }
    
    .hero-subtitle {
      font-size: var(--text-lg);
    }
  }
  
  @media (max-width: 480px) {
    .quick-links-grid {
      grid-template-columns: 1fr;
    }
    
    .timeline-grid {
      grid-template-columns: 1fr;
    }
    
    .hero-stats {
      flex-direction: column;
      align-items: center;
      gap: var(--space-3);
    }
    
    .breadcrumb-link {
      font-size: var(--text-sm);
    }
  }
  
  /* Print Styles */
  @media print {
    .breadcrumb-nav,
    .hero-stats,
    .quick-links,
    .bottom-cta {
      display: none !important;
    }
    
    .policy-hero {
      background: var(--white) !important;
      color: var(--black) !important;
      padding: var(--space-8) 0 !important;
    }
    
    .hero-title {
      color: var(--black) !important;
      -webkit-text-fill-color: var(--black) !important;
    }
    
    .section-icon,
    .contact-icon,
    .timeline-icon {
      background: var(--gray-300) !important;
      color: var(--black) !important;
    }
    
    .content-section {
      break-inside: avoid;
      page-break-inside: avoid;
    }
  }
  
  /* Dark Mode Support */
  @media (prefers-color-scheme: dark) {
    .quick-link-card,
    .coverage-item,
    .step-item,
    .timeline-item,
    .contact-card,
    .accordion-button {
      background: rgba(31, 41, 55, 0.8) !important;
      border-color: rgba(99, 102, 241, 0.3) !important;
      color: var(--gray-200) !important;
    }
    
    .breadcrumb-nav {
      background: rgba(15, 15, 35, 0.95) !important;
    }
    
    .contact-section {
      background: rgba(31, 41, 55, 0.3) !important;
    }
  }
  
  /* High Contrast Mode */
  @media (prefers-contrast: high) {
    .quick-link-card,
    .coverage-item,
    .step-item,
    .timeline-item,
    .contact-card {
      border-width: 2px !important;
    }
    
    .section-icon,
    .contact-icon,
    .timeline-icon,
    .step-number {
      border: 2px solid var(--white) !important;
    }
  }
  
  /* Reduced Motion */
  @media (prefers-reduced-motion: reduce) {
    * {
      animation-duration: 0.01ms !important;
      animation-iteration-count: 1 !important;
      transition-duration: 0.01ms !important;
    }
    
    .hero-icon,
    .section-icon::after {
      animation: none !important;
    }
  }